PLANning is critical!
If you’re anything like me, as you’ve gotten older, there are things you realize you should have done sooner. Planning is one of those things. It has been said that Proper planning prevents poor performance.
Let’s break out the PLAN!
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Since proper planning prevents poor performance, why do we spend more time planning vacations, than setting up our future success? Our teenaged perspective prevents us from seeing what life will be like in our “Second Half” or how the choices we make now will shape the ones we can make later.
Parental figures play an important role in this process for good or ill. They make every attempt to protect their children, yet sometimes those efforts don’t produce the results anyone wants. We want to help parents perpetuate a lasting legacy–one that stands the test of time.
Legacy is something we would love to talk to you about before you get to the second half of your life. For most of us though, we start thinking about our legacy in earnest while we’re arguably in the second half of our life. As the saying goes, the best time to plant a tree is years ago, and the next best time is now.
Life insurance is one part of leaving a legacy. All too often it is not written properly. Like many things in life, while we’re young, healthy and insurable, we have other things we want to spend our money on. That’s why it is important to design a wholistic system that you can pass on from generation to generation. That’s the power of legacy.
Unfortunately, if we are getting a late start on the planning, we may run into this challenge. “What happens if I am not insurable?” To say I dislike annuities, is an understatement. However, if proper planning prevents poor perfomance, the opposite is poor planning produces problems that need solutions. Perhaps you have done a decent job of putting money away for the future, but you’re concerned about that lasting once you can no longer work. That’s where an annuity comes in. Here again, these need to be done properly to prevent poor performance!
Wouldn’t we all like to have the proverbial nest egg. That raises some questions. How big does that nest egg need to be? And will there be anything left of it after we pay for healthcare in retirement? Studies show that healthcare costs could easily exceed $250,000 per person in retirement, and that doesn’t include other living costs.
With the proper types of accounts and the right mix of products, it is possible to avoid the problem faced by many in their second half. The dreaded fixed income. Social Security only provides so much, and your savings is meant to provide the rest.
Why Choose to work with Your Second Half Life?
It’s simple. Our role is to coach you through a process of setting up systems that produce results regardless of your chosen profession before you retire, and should you choose to retire, provide ongoing income for life.
What are the requirements for membership? Can anyone become a member?
Becoming a member only makes sense if you want to become part of a group that wants to challenge the status quo. If you believe that you can’t consistently beat the market by creating systems that perform in any market, then this isn’t for you. So while anyone can pay the fee and become a member, there are certain requirements once you become a member.
You agree…
- that your criticism will be constructive
- that you will provide encouragement to other group members
- you will be truthful about your income results
- you will not make specific recommendations about securities of any kind
- that you will give up your membership voluntarily if you are found in violation of these terms
The bottom line? I’m trying to create a group of like-minded folks who can spur one another to do better than any of us could do alone. Incedentally, as we grow, I’m going to hit the limit on coaching. By then I hope to have identified others in our group who want to provide coaching help for those who are new!
How does Your Second Half Life make money coaching with lifetime membership?
- The insurance companies I work with pay a commission when I sell their products. Ironically, I would make more if I sold you products that might not be as good for you!
- I charge a monthly fee for a year, or a one-time fee for a lifetime of coaching. This is the part I need to explain. Having worked with a number of the gurus plying their services in membership based webinars, I’ve come to wonder if they make their money more from holding out their shingle as a guru, or from actually using the things they teach for themselves. The education you’ll get is something I actually practice. If I looked at your fee as my income, I would have to keep on growing the membership to keep on making money. But, using the exact same process I’ll teach you about, I’m going to create a system that will continue to pay the expenses of the system.
I want to get started...
Your Second Half Life includes the system building services of Harvest Investing. For more details visit HarvestInvesting.com